Motor Policies Janashakthi Full Option has brought about a revolution in comprehensive motor insurance. It provides extensive benefits to the owner of the vehicle, occupants and even pedestrians. It goes beyond the normal benefits that one may usually get from a motor insurance policy at no extra cost. Now all new and existing Janashakthi Comprehensive Policy holders are entitled for Full Option Rewards. Simply produce your Full Option card at our partner merchant outlets to
enjoy the rewards of your loyalty in the shape of fabulous discounts. 24-hour customer care call centre
Anytime you are in need, don’t hesitate to pick up your phone and call us. Our efficient customer service team is available 365 days a year and is ready to be of service to you on our hotline (011) 2 303 300 On site claim approval
A team of professional assessors will visit the site of the accident and assist you to reach a settlement immediately (However, you are required by law to report the accident to the police) Your Claim, Your Choice We give you many claim options. You our valued customers are free to choose how you claim. On site claim approval Garage of your choice Full Option Auto Centre Any authorized agent No police report required
If the accident is assessed by Janashakthi Assessors on site, no police report is required to settle the claim. However you are required by the law to report the accident to the police. We do reserve the right to request to report the accident to the Police and produce the relevant documents to us, if felt necessary. Full Option Auto Centre Being the only insurer to fully own and run a collision repair centre, the Full Option Auto centre will be the convenient way to get your vehicle repaired to the manufacturers specifications using state of the art technology. When you want your vehicle up and running as soon as possible, the Full Option Auto Centre will enable you to get the job done faster. More Details. Island wide garage network
We have tied up with over 100 garages across the entire island to provide a hassle free accurate service. Our call centre will be available 24/7 365 days of the year to give you information on the Full Option enlisted garages Cash for replacement vehicle
We will provide you with a generous allowance for a replacement of the vehicle up to a maximum period of 10 days after the first 4 days, based on our assessor’s estimate of the repair period and the vehicle is inspected at accident site. The cash benefits are as follows Cars and Dual purpose vehicles (Private and Hired) – Rs. 1,500/- per day. Three Wheelers – Rs. 500/- per day. If required, cash for replacement could be increased by a nominal payment NCB protection
Accidents could happen due to no fault of your own or your driver. With Janashakthi Full option, you can safeguard your No Claim Bonus (NCB), irrespective of who is at fault for a nominal premium. *Conditions apply Personal accident insurance for occupants
If the death of any passenger/driver occurs due to an accident, within 90 days of the event, the dependents will receive Rs. 100,000/-. (Not applicable for Motor Cycles) Cash for Hospitalization
If any occupant of your vehicle is injured and hospitalized due to an accident, we will pay Rs. 2,500/- per day, up to a maximum of Rs. 50,000/- (20 days). This benefit is active after the 2nd day (48 hours). 15 day automatic cover
We will continue to provide you with an automatic 3rd party insurance cover up to 15 days, AFTER you Full Option policy expires, in case you have forgotten to renew your policy Pedestrian Cover
In the event of a fatal accident caused by a vehicle insured with Janashakthi Full Option, the deceased pedestrian’s next of kin will receive a compensation of Rs. 25,000/- irrespective of who is at fault. That way, we will help lift any financial burden you may unexpectedly have to bear. Please note that the above benefits only outline the service we intend to provide. All these benefits are available to the Janashakthi Full Option Comprehensive policy holders and do not form part of our policy terms and conditions. All our policy holders are kindly requested to read the benefits of their respective policies. Download Proposal Form If you need to meet one of our professional Financial Advisors to customize the Janashakthi Full Option Plan according to your distinct needs and wants please click here to Contact Us.
Third Party Insurance
It's compulsory by law that all vehicles on the road should at least have 3rd party insurance cover. It covers any liability arising out of accidents caused to persons and property. Third Party Fire and Theft Insurance
In addition to basic 3rd party liability insurance cover, damages to your vehicle from fire and theft can also be covered.
enjoy the rewards of your loyalty in the shape of fabulous discounts. 24-hour customer care call centre
Anytime you are in need, don’t hesitate to pick up your phone and call us. Our efficient customer service team is available 365 days a year and is ready to be of service to you on our hotline (011) 2 303 300 On site claim approval
A team of professional assessors will visit the site of the accident and assist you to reach a settlement immediately (However, you are required by law to report the accident to the police) Your Claim, Your Choice We give you many claim options. You our valued customers are free to choose how you claim. On site claim approval Garage of your choice Full Option Auto Centre Any authorized agent No police report required
If the accident is assessed by Janashakthi Assessors on site, no police report is required to settle the claim. However you are required by the law to report the accident to the police. We do reserve the right to request to report the accident to the Police and produce the relevant documents to us, if felt necessary. Full Option Auto Centre Being the only insurer to fully own and run a collision repair centre, the Full Option Auto centre will be the convenient way to get your vehicle repaired to the manufacturers specifications using state of the art technology. When you want your vehicle up and running as soon as possible, the Full Option Auto Centre will enable you to get the job done faster. More Details. Island wide garage network
We have tied up with over 100 garages across the entire island to provide a hassle free accurate service. Our call centre will be available 24/7 365 days of the year to give you information on the Full Option enlisted garages Cash for replacement vehicle
We will provide you with a generous allowance for a replacement of the vehicle up to a maximum period of 10 days after the first 4 days, based on our assessor’s estimate of the repair period and the vehicle is inspected at accident site. The cash benefits are as follows Cars and Dual purpose vehicles (Private and Hired) – Rs. 1,500/- per day. Three Wheelers – Rs. 500/- per day. If required, cash for replacement could be increased by a nominal payment NCB protection
Accidents could happen due to no fault of your own or your driver. With Janashakthi Full option, you can safeguard your No Claim Bonus (NCB), irrespective of who is at fault for a nominal premium. *Conditions apply Personal accident insurance for occupants
If the death of any passenger/driver occurs due to an accident, within 90 days of the event, the dependents will receive Rs. 100,000/-. (Not applicable for Motor Cycles) Cash for Hospitalization
If any occupant of your vehicle is injured and hospitalized due to an accident, we will pay Rs. 2,500/- per day, up to a maximum of Rs. 50,000/- (20 days). This benefit is active after the 2nd day (48 hours). 15 day automatic cover
We will continue to provide you with an automatic 3rd party insurance cover up to 15 days, AFTER you Full Option policy expires, in case you have forgotten to renew your policy Pedestrian Cover
In the event of a fatal accident caused by a vehicle insured with Janashakthi Full Option, the deceased pedestrian’s next of kin will receive a compensation of Rs. 25,000/- irrespective of who is at fault. That way, we will help lift any financial burden you may unexpectedly have to bear. Please note that the above benefits only outline the service we intend to provide. All these benefits are available to the Janashakthi Full Option Comprehensive policy holders and do not form part of our policy terms and conditions. All our policy holders are kindly requested to read the benefits of their respective policies. Download Proposal Form If you need to meet one of our professional Financial Advisors to customize the Janashakthi Full Option Plan according to your distinct needs and wants please click here to Contact Us.
Third Party Insurance
It's compulsory by law that all vehicles on the road should at least have 3rd party insurance cover. It covers any liability arising out of accidents caused to persons and property. Third Party Fire and Theft Insurance
In addition to basic 3rd party liability insurance cover, damages to your vehicle from fire and theft can also be covered.